What Exactly Do Insurance Riders Do For You and Should You Bother Getting One?

Thanks to the slew of publicity about the newly implemented MediShield Life, which covers all Singaporeans, it has resulted in more awareness and interest in finding out how much we’re covered for medically, and what we can do to improve our coverage. That extra coverage comes from Integrated Shield Plans, and two out of every three Singaporeans are already covered by them.

But now with 22 Integrated Shield Plan options from six private insurers to choose from, it also means that there’s a fair bit of overlap in terms of coverage. In Singaporean slang, you could say “same same but different”.

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